Shopify Fee Calculator
Quickly estimate standard card processing costs, calculate precise payouts, and determine corresponding invoice additions to cover transaction rates in US, UK, Australia, and Canada.
Payout = Charge โ (Charge ร 2.9% + $0.30)
Shopify Calculation Examples
| Gross Amount | Percentage | Fixed Fee | Total Fee | Net Amount |
|---|---|---|---|---|
| $25.00 | 4.9% | $0.30 | -$1.53 | $23.48 |
| $50.00 | 4.9% | $0.30 | -$2.75 | $47.25 |
| $100.00 | 4.9% | $0.30 | -$5.20 | $94.80 |
| $250.00 | 4.9% | $0.30 | -$12.55 | $237.45 |
| $500.00 | 4.9% | $0.30 | -$24.80 | $475.20 |
| $1,000.00 | 4.9% | $0.30 | -$49.30 | $950.70 |
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July 2026
Official Shopify Pricing
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Shopify Supported Countries & Fees
Below is a summary of the supported regions, local currencies, and standard base fee policies for Shopify. Select your country in the calculator above for exact real-time calculations.
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Demystifying Shopify's Tiered Fee Structure
Unlike standalone payment gateways, Shopify's ecosystem intertwines your monthly e-commerce subscription with your per-transaction processing costs. Calculating your true take-home pay requires factoring in your store's subscription plan, your chosen payment gateway, and whether the transaction occurred online or in person.
The "Third-Party Gateway" Penalty
Shopify heavily incentivizes the use of their native processor, Shopify Payments. If you choose to route payments through an external provider (like Stripe, Authorize.net, or PayPal), Shopify applies an aggressive supplemental transaction fee on top of what your third-party processor charges:
When Should You Upgrade Your Plan?
As your store scales, the high percentage rates on the Basic plan (2.9% + 30ยข) begin to eat into profits. Upgrading to the Advanced plan reduces your processing cost to 2.4% + 30ยข. The mathematical tipping point usually occurs around $10,000 to $15,000 in monthly revenue. At that volume, the 0.5% savings in processing fees mathematically offsets the $260/mo difference in subscription costs.
Online Checkouts vs. Point of Sale (POS)
"Card Present" transactions (where a customer physically taps or swipes their card using Shopify POS hardware) carry significantly lower risk of fraud than "Card Not Present" online orders. Consequently, Shopify completely waives the 30ยข fixed fee for in-person transactions and reduces the percentage rate (e.g., 2.7% + 0ยข on Basic).
Protecting Profit Margins
If you sell low-margin commodities, absorbing a 2.9% + 30ยข cut is devastating. To guarantee a specific net revenue target, apply a reverse cost model to your product pricing. Adding the 30ยข fixed fee to your target and dividing by 0.971 determines the exact MSRP required to offset Shopify's gateway deductions.
Shopify Payments By Country Comparison
Shopify optimizes card rates locally based on sovereign interchange regulations and currency standards: