How much does Stripe charge per transaction?

In the US, Stripe's standard fee is 2.9% + $0.30 per successful credit card transaction. Fees may vary for international cards (typically an additional 1%) or other payment methods.

What is PayPal Goods and Services fee?

PayPal's Goods & Services fee for US merchants is generally 2.99% + $0.49 per transaction. This fee includes seller protection coverage.

How do I calculate Stripe fees?

Multiply your total charge amount by the Stripe fee percentage (e.g. 2.9% or 0.029 in the US) and add the flat fee (e.g., $0.30). Formula: Fee = (Amount * 0.029) + 0.30.

Which is cheaper: Stripe or PayPal?

Stripe is generally cheaper than PayPal Goods & Services for standard credit cards. Stripe's US fee is 2.9% + $0.30, whereas PayPal's Goods & Services fee is 2.99% + $0.49.

How much does Shopify charge per transaction?

Shopify Payments transaction fees depend on your active plan: Basic Shopify is 2.9% + $0.30, Shopify is 2.6% + $0.30, and Advanced Shopify is 2.4% + $0.30 for online card payments.

How do I receive exactly $100 after Stripe fees?

To receive exactly $100 net payout after Stripe's standard 2.9% + $0.30 US fee, you must charge $103.30. The formula is: Charge = (Desired Net + Fixed Fee) / (1 - Percentage Fee) = ($100 + $0.30) / (1 - 0.029) = $103.30.

Are shipping costs included in Etsy's 6.5% transaction fee?

Yes, Etsy applies its 6.5% transaction fee to the total cost of the order, which includes the item price, shipping cost, and any gift wrapping fees. It does not apply to sales tax.

Does eBay charge final value fees on sales tax and shipping?

Yes, eBay calculates your Final Value Fee based on the total amount of the sale. This includes the item price, any handling charges, the shipping service the buyer selects, sales tax, and any other applicable fees.

How much does Stripe charge per transaction?

In the US, Stripe's standard fee is 2.9% + $0.30 per card transaction.

What are Stripe transaction fees?

They are charges applied per transaction to handle the secure network communication and clearing processes.

How do I calculate Stripe fees?

Multiply your full sales amount by the designated country rate percentage, then add the flat transactional fee.

Stripe Fee Calculator

Quickly estimate standard card processing costs, calculate precise payouts, and determine corresponding invoice additions to cover transaction rates in US, UK, Australia, and Canada.

Input the total invoice amount charged to customer. We calculate Stripe fees and the final net profit you will receive.

Merchant Country

Payment Method

2.9% per transaction$0.30 fixed feeUSD

Invoice / Transaction AmountUSD

Quick Amount Drag Range$0.00

$1$1,000$2,500$5,000+

Calculation Formula Employed

Payout = Charge − (Charge × 2.9% + $0.30)

Standard Deduction

Enter an amount to calculate

Stripe Calculation Examples

Gross Amount	Percentage	Fixed Fee	Total Fee	Net Amount
$25.00	2.9%	$0.30	-$1.03	$23.98
$50.00	2.9%	$0.30	-$1.75	$48.25
$100.00	2.9%	$0.30	-$3.20	$96.80
$250.00	2.9%	$0.30	-$7.55	$242.45
$500.00	2.9%	$0.30	-$14.80	$485.20
$1,000.00	2.9%	$0.30	-$29.30	$970.70

Trust & Accuracy Guarantee

Last Updated

July 2026

Fee Data Source

Official Stripe Pricing

Calculation Accuracy

Exact mathematical precision

Privacy Notice

No input data is stored

Official Link

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Stripe Supported Countries & Fees

Below is a summary of the supported regions, local currencies, and standard base fee policies for Stripe. Select your country in the calculator above for exact real-time calculations.

Country	Currency	Base Fee Policy	Important Notes
🇺🇸United States	USD	2.9% + $0.30	Standard domestic rate for United States
🇨🇦Canada	CAD	2.9% + C$0.30	Standard domestic rate for Canada
🇲🇽Mexico	MXN	3.6% + MX$3.00	Standard domestic rate for Mexico
🇧🇷Brazil	BRL	3.99% + R$0.39	Standard domestic rate for Brazil
🇬🇧United Kingdom	GBP	1.5% + £0.20	Standard domestic rate for United Kingdom
🇩🇪Germany	EUR	1.5% + €0.25	Standard domestic rate for Germany
🇫🇷France	EUR	1.5% + €0.25	Standard domestic rate for France
🇳🇱Netherlands	EUR	1.5% + €0.25	Standard domestic rate for Netherlands
🇮🇹Italy	EUR	1.5% + €0.25	Standard domestic rate for Italy
🇪🇸Spain	EUR	1.5% + €0.25	Standard domestic rate for Spain
🇮🇪Ireland	EUR	1.5% + €0.25	Standard domestic rate for Ireland
🇧🇪Belgium	EUR	1.5% + €0.25	Standard domestic rate for Belgium
🇦🇹Austria	EUR	1.5% + €0.25	Standard domestic rate for Austria
🇵🇹Portugal	EUR	1.5% + €0.25	Standard domestic rate for Portugal
🇸🇪Sweden	SEK	1.5% + kr1.80	Standard domestic rate for Sweden
🇳🇴Norway	NOK	2.4% + kr2.00	Standard domestic rate for Norway
🇩🇰Denmark	DKK	1.5% + kr1.80	Standard domestic rate for Denmark
🇨🇭Switzerland	CHF	2.7% + CHF0.30	Standard domestic rate for Switzerland
🇦🇺Australia	AUD	1.75% + A$0.30	Standard domestic rate for Australia
🇳🇿New Zealand	NZD	2.7% + NZ$0.30	Standard domestic rate for New Zealand
🇮🇳India	INR	2% + ₹0.00	Standard domestic rate for India
🇸🇬Singapore	SGD	3.4% + S$0.50	Standard domestic rate for Singapore
🇭🇰Hong Kong	HKD	3.4% + HK$2.35	Standard domestic rate for Hong Kong
🇯🇵Japan	JPY	3.6% + ¥0.00	Standard domestic rate for Japan
🇲🇾Malaysia	MYR	3.4% + RM1.00	Standard domestic rate for Malaysia
🇵🇭Philippines	PHP	3.5% + ₱15.00	Standard domestic rate for Philippines
🇮🇩Indonesia	IDR	3.4% + Rp2000.00	Standard domestic rate for Indonesia
🇹🇭Thailand	THB	3.65% + ฿10.00	Standard domestic rate for Thailand
🇦🇪United Arab Emirates	AED	2.9% + AED1.00	Standard domestic rate for United Arab Emirates
🇸🇦Saudi Arabia	SAR	2.9% + SAR1.00	Standard domestic rate for Saudi Arabia

Popular Calculators

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Decoding Stripe's Processing Ecosystem

Unlike traditional merchant accounts with complex monthly minimums and hidden statement fees, Stripe utilizes a streamlined "pay-as-you-go" pricing model. This calculator instantly models the financial impact of Stripe's dynamic tiering, which pairs a variable percentage rate with a fixed per-transaction charge based on the origin of the payment card.

Standard Processing vs. Stripe Connect

While standard e-commerce checkouts rely on the baseline 2.9% + 30¢ formula (in the US), SaaS platforms and marketplaces routing payments between buyers and sellers use Stripe Connect. Connect introduces additional cost layers:

Express Accounts: Platforms are billed $2.00 per active account per month, plus a 0.25% + 25¢ payout fee.
Custom Accounts: Designed for white-labeled onboarding, with similar active fees but heavier compliance burdens.

Optimizing Cash Flow: The Reverse Calculation

A frequent error merchants make when passing Stripe fees to their clients is merely adding the 2.9% + 30¢ to the invoice. Because Stripe calculates its deduction on the newly inflated total, you will end up with a shortfall. To receive an exact net payout, you must use a reverse formula:

Invoice Amount = (Desired Net + Fixed Fee) ÷ (1 − Percentage)

Example for $1,000 net (US): ($1,000 + $0.30) ÷ 0.971 = $1,030.18

Alternative Payment Methods (ACH & Wallets)

Credit cards are expensive. To aggressively cut processing costs on B2B or high-ticket sales, merchants should enable ACH Direct Debit. Stripe caps ACH fees at $5.00 per transaction (0.8% rate). A $5,000 invoice paid via credit card costs $145.30 in fees; the same invoice paid via ACH costs exactly $5.00.

Protecting Margins: Disputes & Radar

Beyond baseline processing, hidden profit killers include chargeback fees and fraud network penalties. Stripe charges a non-refundable $15.00 fee for every disputed payment. Furthermore, while Stripe Radar's basic machine-learning fraud protection is free, the advanced "Radar for Fraud Teams" toolset costs an additional 7¢ per screened transaction.

Stripe Fees By Country Comparison

Stripe optimizes card rates locally based on sovereign interchange regulations and currency standards:

🇺🇸 United States Cards2.9% + $0.30 USD. Applied for standard domestic credit cards. Surcharges of up to +1% apply for cross-border conversions.

🇬🇧 United Kingdom Cards1.5% + £0.20 GBP. Ideal for localized business operations. EU/Non-Sovereign cards can require minor adjustments.

🇦🇺 Australia Cards1.75% + A$0.30 AUD. Tailored for Australian merchants. Local bank payment methods offer separate pricing structures.

🇨🇦 Canada Cards2.9% + C$0.30 CAD. Applied for Canadian domestic bank cards and international processing nodes.